Start your journey to home ownership

The First Peoples Home Ownership Program (the program) gives First Peoples a step up to home ownership.

The Program is funded under Homes Victoria’s Big Housing Build (BHB) and is aligned with Strategic Goal 3: 'Opening doors to home ownership and private rental’ of Mana-na woorn-tyeen maar-takoort: ‘Every Aboriginal Victorian has a home’, the Victorian Aboriginal Housing and Homelessness Framework (VAHHF).

As part of this initiative, the Victorian Government has committed $20 million over 2 years to fund the Program, which will enable more First Peoples to realise home ownership in Victoria. This program will provide financial uplift to prospective First Peoples home buyers and provide them with one-off grants to improve their ability to purchase a home.

The Program provides the following assistance to First Peoples in Victoria:

Home Buyer Booster:  $2,500 to help with legal and administrative costs.

Land transfer (stamp) duty helper: A grant contribution, matching up to $10,000 of land transfer duty cost incurred through the transfer of land into the person’s name. The grant amount will be determined based on the actual land transfer duty payable, up to a maximum of $10,000.

Deposit contribution: For every dollar you contribute towards your deposit, we’ll match it up to a maximum of $20,000.

New builds: if you’re building or buying a newly constructed home, you can receive an extra $5,000 on top of the deposit contribution.

To be eligible to for the grants you must:

• Be of Aboriginal and/or Torres Strait Islander descent (Confirmation of Aboriginality is required).
• Not currently own a home at the time of applying.
• Currently reside and intend to purchase a home in Victoria.
• Have an individual or household income of no more than at $245,000 per annum.
• Have documented pre-approval from a financial provider.

The program is funded until June 30, 2027.